1. Detailed description of goods and/or services

Umzah Trading ,Trading as Take n Pay food town hyper is a business in the essential services ( Groceries, meat, fishery, bakery )

2. Delivery policy

Subject to stock availability and receipt of payment, requests will be processed within 24 hours.

3. Export restriction

The offering on this website is available to South Africa only.

4. Card acquiring and security

Card transactions will be acquired for Umzah Trading, Trading as Take n Pay food town hyper via PayGate (Pty) Ltd who are the approved payment gateway for all South African acquiring banks. PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no Card details are stored on the website. Users may go to www.paygate.co.za to view their security certificate and security policy.

5. Customer details separate from card details

Customer details will be stored by Umzah Trading ,Trading as Take n Pay food town hyper separately from card details which are entered by the client on PayGate secure site. For more detail on PayGate refer to www.paygate.co.za.

6. Merchant Outlet country and transaction currency

The merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction currency is South African Rand (ZAR).

6.1 Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

7. Responsibility

Umzah Trading ,Trading as Take n Pay food town hyper takes responsibility for all aspects relating to the transaction including sale of goods and services sold on this website, customer service and support, dispute resolution and delivery of goods.

8. Country of domicile

This website is governed by the laws of South Africa and Umzah Trading, Trading as Take n Pay food town hyper chooses as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature

9. Variation

Umzah Trading ,Trading as Take n Pay food town hyper may, in its sole discretion, change this agreement or any part thereof at any time without notice.

10.Cancellation Policy

You are entitled to cancel your order prior to the point at which you receive a notification that it is being shipped for delivery. Should you wish to return the product thereafter, you can do so in accordance with our Returns Policy.

11.Standard Returns Policy

We want you to be happy with your purchase. If you are not completely satisfied, you can return the product to us and we will replace it, or credit your account, subject to the below terms. This Policy applies to products bought from Takenpay food town hyper (Umzah Trading) itself and from Third Party Sellers.

If you choose to return products that you have purchased from www.takenpay.co.za please take note of the following:

Please notify us regarding which products you will like to return and the reason why you are returning the product.

Please note you have 24 hours to notify us of your return.

You will be issues with a returns reference number

12. Preparing your products for a return

To ensure your request is processed as quickly as possible you are responsible for the following when returning your products;

• package your products safely and securely for protection during transit;
• clearly mark your return reference number on the outside of the parcel; and

Failure to adhere to any of these requirements could delay the processing of your request or result in its decline altogether.